Jarratt, VA — Rental Investment Analysis

🟢GOODsolid returns

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Jarratt, VA offers a 7.3% cap rate with median home prices of $166,668 and 3-bedroom rents of $1,520/month.

Jarratt offers solid returns for rental investors. At $166,668 median home price, Jarratt is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,520/month, the 7.3% cap rate tells the story. Expect around +$123/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.91% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.14 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Jarratt is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.3%

Above average

Monthly Cash Flow

+$123

After all expenses

Price-to-Rent

9.1

Investor-friendly

DSCR

1.14

Tight

Key Metrics

Median Home Price
$166,668
Average Rent (3BR)
$1,520/mo
Price-to-Rent Ratio
9.1(good)
1% Rule
0.91%(fails — need 1%+)
Cash-on-Cash Return
3.9%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.3% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.8%

of assessed value (VA avg)

Median Income

$80,615

household (VA avg)

Rent-to-Income

22.6%

Affordable

Section 8 Max Rent

$1,520/mo

3BR voucher payment

VA Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.8% effective

Population Trend

+0.3% (3yr)

Best Zip Codes in Jarratt for Investors

23867
Cap Rate: 7.3%Cash Flow: +$123/mo$166,668
23867
Cap Rate: 7.3%Cash Flow: +$123/mo$166,668

All Zip Codes in Jarratt

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
238677.3%+$123$166,668$1,520/mo1.14
238677.3%+$123$166,668$1,520/mo1.14