Humble, TX — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.6%

Below average

Monthly Cash Flow

-$155

After all expenses

Price-to-Rent

11.2

Investor-friendly

DSCR

0.88

Fails

📊 Key Metrics

Median Home Price
$245,738
Average Rent (3BR)
$1,830/mo
Price-to-Rent Ratio
11.2(good)
1% Rule
0.74%(fails — need 1%+)
Cash-on-Cash Return
-3.3%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

32.6%

Moderate

Section 8 Max Rent

$1,830/mo

3BR voucher payment

🏛️ TX Investor Climate

Landlord Friendly

9/10

State Income Tax

✅ None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

🏘️ Best Zip Codes in Humble for Investors

77396
Cap Rate: 5.7%Cash Flow: -$156/mo$259,182
77338
Cap Rate: 5.6%Cash Flow: -$155/mo$232,294

All Zip Codes in Humble

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
773965.7%-$156$259,182$1,940/mo0.89
773385.6%-$155$232,294$1,720/mo0.87