Holiday, FL — Rental Investment Analysis
🟢GOOD— solid returnsData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Holiday, FL offers a 7.8% cap rate with median home prices of $221,871 and 3-bedroom rents of $2,150/month.
Holiday offers solid returns for rental investors. At $221,871 median home price, Holiday is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $2,150/month, the 7.8% cap rate tells the story. Expect around +$268/month cash flow after mortgage, taxes, insurance, and reserves.
The 1% rule comes in at 0.97% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.23 is tight — you'll pass most lender minimums but with little margin for error.
Bottom line: Buy here if you want reliable monthly income. Holiday is a cash flow market — don't expect rapid appreciation, but the checks come in every month.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
7.8%
Above average
Monthly Cash Flow
+$268
After all expenses
Price-to-Rent
8.6
Investor-friendly
DSCR
1.23
Tight
Key Metrics
- Median Home Price
- $221,871
- Average Rent (3BR)
- $2,150/mo
- Price-to-Rent Ratio
- 8.6(good)
- 1% Rule
- 0.97%(fails — need 1%+)
- Cash-on-Cash Return
- 6.3%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 4.8%(+0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +5.6% YoY
Property Tax Rate
0.86%
of assessed value (FL avg)
Median Income
$63,062
household (FL avg)
Rent-to-Income
40.9%
Stretched
Section 8 Max Rent
$2,150/mo
3BR voucher payment
FL Investor Climate
Landlord Friendly
8/10
State Income Tax
None
Property Tax
0.86% effective
Population Trend
+5.6% (3yr)