Henryetta, OK — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Henryetta, OK has a median cap rate of 9.0%, making it one of the top cash-flowing rental markets in the United States.

Henryetta is one of the strongest cash flow markets in the data. With a median home price of $109,409, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,185/month, the 9.0% cap rate tells the story. Expect around +$234/month cash flow after mortgage, taxes, insurance, and reserves.

The market passes the 1% rule (1.08%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.40 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Henryetta is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

9.0%

Above average

Monthly Cash Flow

+$234

After all expenses

Price-to-Rent

7.7

Investor-friendly

DSCR

1.40

Passes lender test

Key Metrics

Median Home Price
$109,409
Average Rent (3BR)
$1,185/mo
Price-to-Rent Ratio
7.7(good)
1% Rule
1.08%(passes)
Cash-on-Cash Return
11.3%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4%(-0.3% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.5% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.87%

of assessed value (OK avg)

Median Income

$55,826

household (OK avg)

Rent-to-Income

25.5%

Affordable

Section 8 Max Rent

$1,185/mo

3BR voucher payment

OK Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.87% effective

Population Trend

+0.5% (3yr)

Best Zip Codes in Henryetta for Investors

74437
Cap Rate: 9.5%Cash Flow: +$274/mo$105,329
74880
Cap Rate: 8.4%Cash Flow: +$195/mo$113,489

All Zip Codes in Henryetta

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
744379.5%+$274$105,329$1,200/mo1.49
748808.4%+$195$113,489$1,170/mo1.32