Hazleton, PA — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Hazleton, PA offers a 6.4% cap rate with median home prices of $197,057 and 3-bedroom rents of $1,620/month.

Hazleton offers solid returns for rental investors. At $197,057 median home price, Hazleton is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,620/month, the 6.4% cap rate tells the story. At current prices and rates, expect to lose about $0/month — negative cash flow unless you put more down or find below-market deals.

The 1% rule comes in at 0.82% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.00 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Hazleton offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

6.4%

Above average

Monthly Cash Flow

+$0

After all expenses

Price-to-Rent

10.1

Investor-friendly

DSCR

1.00

Tight

Key Metrics

Median Home Price
$197,057
Average Rent (3BR)
$1,620/mo
Price-to-Rent Ratio
10.1(good)
1% Rule
0.82%(fails — need 1%+)
Cash-on-Cash Return
0.0%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.2%(-0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-0.5% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.43%

of assessed value (PA avg)

Median Income

$67,587

household (PA avg)

Rent-to-Income

28.8%

Affordable

Section 8 Max Rent

$1,620/mo

3BR voucher payment

PA Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

1.43% effective

Population Trend

-0.5% (3yr)

Best Zip Codes in Hazleton for Investors

18201
Cap Rate: 6.4%Cash Flow: +$0/mo$197,057
18201
Cap Rate: 6.4%Cash Flow: +$0/mo$197,057
18202
Cap Rate: 3.9%Cash Flow: -$528/mo$249,849

All Zip Codes in Hazleton

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
182016.4%+$0$197,057$1,620/mo1.00
182016.4%+$0$197,057$1,620/mo1.00
182023.9%-$528$249,849$1,410/mo0.60