Great Falls, SC — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Great Falls, SC offers a 7.5% cap rate with median home prices of $146,035 and 3-bedroom rents of $1,360/month.

Great Falls offers solid returns for rental investors. With a median home price of $146,035, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,360/month, the 7.5% cap rate tells the story. Expect around +$131/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.93% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.17 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Great Falls is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.5%

Above average

Monthly Cash Flow

+$131

After all expenses

Price-to-Rent

8.9

Investor-friendly

DSCR

1.17

Tight

Key Metrics

Median Home Price
$146,035
Average Rent (3BR)
$1,360/mo
Price-to-Rent Ratio
8.9(good)
1% Rule
0.93%(fails — need 1%+)
Cash-on-Cash Return
4.7%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.8%(+0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.7000000000000002% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.55%

of assessed value (SC avg)

Median Income

$56,227

household (SC avg)

Rent-to-Income

29%

Affordable

Section 8 Max Rent

$1,360/mo

3BR voucher payment

SC Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.55% effective

Population Trend

+1.7000000000000002% (3yr)

Best Zip Codes in Great Falls for Investors

29055
Cap Rate: 7.5%Cash Flow: +$131/mo$146,035
29055
Cap Rate: 7.5%Cash Flow: +$131/mo$146,035

All Zip Codes in Great Falls

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
290557.5%+$131$146,035$1,360/mo1.17
290557.5%+$131$146,035$1,360/mo1.17