Great Falls, MT — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.4%

Below average

Monthly Cash Flow

-$1,082

After all expenses

Price-to-Rent

19.9

Overpriced for rent

DSCR

0.38

Fails

📊 Key Metrics

Median Home Price
$327,211
Average Rent (3BR)
$1,370/mo
Price-to-Rent Ratio
19.9(high)
1% Rule
0.42%(fails — need 1%+)
Cash-on-Cash Return
-17.2%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.5%(-0.8% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+2.75% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.74%

of assessed value (MT avg)

Median Income

$60,560

household (MT avg)

Rent-to-Income

27.1%

Affordable

Section 8 Max Rent

$1,370/mo

3BR voucher payment

🏛️ MT Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.74% effective

Population Trend

+2.75% (3yr)

🏘️ Best Zip Codes in Great Falls for Investors

59401
Cap Rate: 2.7%Cash Flow: -$891/mo$287,905
59405
Cap Rate: 2.4%Cash Flow: -$1,082/mo$327,211
59404
Cap Rate: 1.9%Cash Flow: -$1,449/mo$390,291

All Zip Codes in Great Falls

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
594012.7%-$891$287,905$1,280/mo0.42
594052.4%-$1,082$327,211$1,370/mo0.38
594041.9%-$1,449$390,291$1,440/mo0.30