Goodman, MS — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Goodman, MS has a median cap rate of 12.9%, making it one of the top cash-flowing rental markets in the United States.

Goodman is one of the strongest cash flow markets in the data. With a median home price of $80,972, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,200/month, the 12.9% cap rate tells the story. A typical rental here cash flows +$438/month after all expenses — strong passive income from day one.

The market passes the 1% rule (1.48%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 2.02 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Goodman is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

12.9%

Above average

Monthly Cash Flow

+$438

After all expenses

Price-to-Rent

5.6

Investor-friendly

DSCR

2.02

Passes lender test

Key Metrics

Median Home Price
$80,972
Average Rent (3BR)
$1,200/mo
Price-to-Rent Ratio
5.6(good)
1% Rule
1.48%(passes)
Cash-on-Cash Return
28.2%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.65% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.67%

of assessed value (MS avg)

Median Income

$48,610

household (MS avg)

Rent-to-Income

29.6%

Affordable

Section 8 Max Rent

$1,200/mo

3BR voucher payment

MS Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.67% effective

Population Trend

-1.65% (3yr)

Best Zip Codes in Goodman for Investors

39079
Cap Rate: 12.9%Cash Flow: +$438/mo$80,972
39079
Cap Rate: 12.9%Cash Flow: +$438/mo$80,972

All Zip Codes in Goodman

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
3907912.9%+$438$80,972$1,200/mo2.02
3907912.9%+$438$80,972$1,200/mo2.02