Golden, CO — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.8%

Below average

Monthly Cash Flow

-$3,394

After all expenses

Price-to-Rent

23.8

Overpriced for rent

DSCR

0.27

Fails

📊 Key Metrics

Median Home Price
$878,449
Average Rent (3BR)
$3,080/mo
Price-to-Rent Ratio
23.8(high)
1% Rule
0.35%(fails — need 1%+)
Cash-on-Cash Return
-20.2%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.9%(-0.4% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.9% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.49%

of assessed value (CO avg)

Median Income

$82,254

household (CO avg)

Rent-to-Income

44.9%

Stretched

Section 8 Max Rent

$3,080/mo

3BR voucher payment

🏛️ CO Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.49% effective

Population Trend

+0.9% (3yr)

🏘️ Best Zip Codes in Golden for Investors

80403
Cap Rate: 1.8%Cash Flow: -$3,394/mo$878,449
80403
Cap Rate: 1.8%Cash Flow: -$3,394/mo$878,449
80401
Cap Rate: 1.5%Cash Flow: -$3,438/mo$842,296

All Zip Codes in Golden

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
804031.8%-$3,394$878,449$3,080/mo0.27
804031.8%-$3,394$878,449$3,080/mo0.27
804011.5%-$3,438$842,296$2,730/mo0.23