Gastonia, NC — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.4%

Below average

Monthly Cash Flow

-$455

After all expenses

Price-to-Rent

13.5

Investor-friendly

DSCR

0.69

Fails

📊 Key Metrics

Median Home Price
$273,106
Average Rent (3BR)
$1,520/mo
Price-to-Rent Ratio
13.5(good)
1% Rule
0.62%(fails — need 1%+)
Cash-on-Cash Return
-8.7%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.7%(-0.6% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.95% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.77%

of assessed value (NC avg)

Median Income

$60,516

household (NC avg)

Rent-to-Income

30.1%

Moderate

Section 8 Max Rent

$1,520/mo

3BR voucher payment

🏛️ NC Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.77% effective

Population Trend

+1.95% (3yr)

🏘️ Best Zip Codes in Gastonia for Investors

28052
Cap Rate: 4.9%Cash Flow: -$270/mo$217,773
28054
Cap Rate: 4.4%Cash Flow: -$455/mo$273,106
28056
Cap Rate: 2.5%Cash Flow: -$1,142/mo$354,358

All Zip Codes in Gastonia

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
280524.9%-$270$217,773$1,460/mo0.77
280544.4%-$455$273,106$1,690/mo0.69
280562.5%-$1,142$354,358$1,520/mo0.39