Gainesville, FL — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.5%

Below average

Monthly Cash Flow

-$471

After all expenses

Price-to-Rent

13.2

Investor-friendly

DSCR

0.70

Fails

📊 Key Metrics

Median Home Price
$298,863
Average Rent (3BR)
$1,730/mo
Price-to-Rent Ratio
13.2(good)
1% Rule
0.63%(fails — need 1%+)
Cash-on-Cash Return
-8.2%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Gainesville for Investors

32641
Cap Rate: 7.4%Cash Flow: +$153/mo$183,004
32609
Cap Rate: 5.9%Cash Flow: -$95/mo$223,315
32605
Cap Rate: 5.4%Cash Flow: -$254/mo$307,869

All Zip Codes in Gainesville

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
326417.4%+$153$183,004$1,690/mo1.16
326095.9%-$95$223,315$1,720/mo0.92
326055.4%-$254$307,869$2,220/mo0.84
326064.7%-$488$347,369$2,260/mo0.74
326014.6%-$400$263,728$1,680/mo0.72
326224.4%-$454$279,123$1,740/mo0.69
326074.3%-$494$289,857$1,780/mo0.68
326083.9%-$687$336,839$1,930/mo0.62
326533.2%-$866$329,302$1,650/mo0.51
326032.3%-$1,411$412,636$1,670/mo0.36