Frederick, MD — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.9%

Below average

Monthly Cash Flow

-$1,450

After all expenses

Price-to-Rent

17.8

Overpriced for rent

DSCR

0.46

Fails

📊 Key Metrics

Median Home Price
$459,211
Average Rent (3BR)
$2,165/mo
Price-to-Rent Ratio
17.8(high)
1% Rule
0.47%(fails — need 1%+)
Cash-on-Cash Return
-15.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.05% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1%

of assessed value (MD avg)

Median Income

$87,063

household (MD avg)

Rent-to-Income

29.8%

Affordable

Section 8 Max Rent

$2,165/mo

3BR voucher payment

🏛️ MD Investor Climate

Landlord Friendly

5/10

State Income Tax

Has state tax

Property Tax

1% effective

Population Trend

+1.05% (3yr)

🏘️ Best Zip Codes in Frederick for Investors

21703
Cap Rate: 3.7%Cash Flow: -$930/mo$419,030
21704
Cap Rate: 3.2%Cash Flow: -$1,771/mo$660,709
21701
Cap Rate: 2.7%Cash Flow: -$1,401/mo$453,693

All Zip Codes in Frederick

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
217033.7%-$930$419,030$2,310/mo0.58
217043.2%-$1,771$660,709$3,270/mo0.50
217012.7%-$1,401$453,693$2,020/mo0.42
217022.5%-$1,500$464,729$1,990/mo0.39