Fort Smith, AR — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.1%

Below average

Monthly Cash Flow

-$438

After all expenses

Price-to-Rent

14.1

Investor-friendly

DSCR

0.65

Fails

📊 Key Metrics

Median Home Price
$231,642
Average Rent (3BR)
$1,220/mo
Price-to-Rent Ratio
14.1(good)
1% Rule
0.59%(fails — need 1%+)
Cash-on-Cash Return
-9.9%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.1% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.62%

of assessed value (AR avg)

Median Income

$52,528

household (AR avg)

Rent-to-Income

27.9%

Affordable

Section 8 Max Rent

$1,220/mo

3BR voucher payment

🏛️ AR Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.62% effective

Population Trend

+0.1% (3yr)

🏘️ Best Zip Codes in Fort Smith for Investors

72904
Cap Rate: 8.4%Cash Flow: +$202/mo$118,465
72901
Cap Rate: 6.9%Cash Flow: +$62/mo$139,232
72927
Cap Rate: 6.1%Cash Flow: -$32/mo$153,125

All Zip Codes in Fort Smith

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
729048.4%+$202$118,465$1,220/mo1.32
729016.9%+$62$139,232$1,220/mo1.08
729276.1%-$32$153,125$1,220/mo0.96
729084.1%-$438$231,642$1,370/mo0.65
729413.3%-$628$241,661$1,220/mo0.51
729033.3%-$630$241,940$1,220/mo0.51
729162.5%-$1,035$323,883$1,400/mo0.40