Fort Collins, CO — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.3%

Below average

Monthly Cash Flow

-$1,956

After all expenses

Price-to-Rent

20.4

Overpriced for rent

DSCR

0.36

Fails

📊 Key Metrics

Median Home Price
$585,450
Average Rent (3BR)
$2,220/mo
Price-to-Rent Ratio
20.4(high)
1% Rule
0.41%(fails — need 1%+)
Cash-on-Cash Return
-17.7%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.9%(-0.4% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.9% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.49%

of assessed value (CO avg)

Median Income

$82,254

household (CO avg)

Rent-to-Income

32.4%

Moderate

Section 8 Max Rent

$2,220/mo

3BR voucher payment

🏛️ CO Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.49% effective

Population Trend

+0.9% (3yr)

🏘️ Best Zip Codes in Fort Collins for Investors

80525
Cap Rate: 2.6%Cash Flow: -$1,833/mo$578,667
80528
Cap Rate: 2.6%Cash Flow: -$2,067/mo$653,433
80526
Cap Rate: 2.4%Cash Flow: -$1,804/mo$543,926

All Zip Codes in Fort Collins

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
805252.6%-$1,833$578,667$2,520/mo0.40
805282.6%-$2,067$653,433$2,850/mo0.41
805262.4%-$1,804$543,926$2,270/mo0.38
805212.2%-$1,846$533,173$2,130/mo0.35
805241.9%-$2,212$592,233$2,170/mo0.30
805241.9%-$2,212$592,233$2,170/mo0.30