Florissant, MO — Rental Investment Analysis
🟢GOOD— solid returnsData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Florissant, MO offers a 7.6% cap rate with median home prices of $224,473 and 3-bedroom rents of $2,075/month.
Florissant offers solid returns for rental investors. At $224,473 median home price, Florissant is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $2,075/month, the 7.6% cap rate tells the story. Expect around +$189/month cash flow after mortgage, taxes, insurance, and reserves.
The 1% rule comes in at 0.94% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.19 is tight — you'll pass most lender minimums but with little margin for error.
Bottom line: Buy here if you want reliable monthly income. Florissant is a cash flow market — don't expect rapid appreciation, but the checks come in every month.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
7.6%
Above average
Monthly Cash Flow
+$189
After all expenses
Price-to-Rent
8.9
Investor-friendly
DSCR
1.19
Tight
Key Metrics
- Median Home Price
- $224,473
- Average Rent (3BR)
- $2,075/mo
- Price-to-Rent Ratio
- 8.9(good)
- 1% Rule
- 0.94%(fails — need 1%+)
- Cash-on-Cash Return
- 5.3%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 3.8%(-0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +1.2% YoY
Property Tax Rate
0.93%
of assessed value (MO avg)
Median Income
$61,043
household (MO avg)
Rent-to-Income
40.8%
Stretched
Section 8 Max Rent
$2,075/mo
3BR voucher payment
MO Investor Climate
Landlord Friendly
7/10
State Income Tax
Has state tax
Property Tax
0.93% effective
Population Trend
+1.2% (3yr)