Escondido, CA — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.3%

Below average

Monthly Cash Flow

-$2,895

After all expenses

Price-to-Rent

20.6

Overpriced for rent

DSCR

0.36

Fails

📊 Key Metrics

Median Home Price
$843,233
Average Rent (3BR)
$3,400/mo
Price-to-Rent Ratio
20.6(high)
1% Rule
0.40%(fails — need 1%+)
Cash-on-Cash Return
-17.9%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
5.3%(+1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.2% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.71%

of assessed value (CA avg)

Median Income

$84,097

household (CA avg)

Rent-to-Income

48.5%

Stretched

Section 8 Max Rent

$3,400/mo

3BR voucher payment

🏛️ CA Investor Climate

Landlord Friendly

3/10

State Income Tax

Has state tax

Property Tax

0.71% effective

Population Trend

-1.2% (3yr)

🏘️ Best Zip Codes in Escondido for Investors

92027
Cap Rate: 2.4%Cash Flow: -$2,582/mo$777,387
92026
Cap Rate: 2.4%Cash Flow: -$2,799/mo$836,276
92025
Cap Rate: 2.2%Cash Flow: -$2,991/mo$850,191

All Zip Codes in Escondido

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
920272.4%-$2,582$777,387$3,240/mo0.38
920262.4%-$2,799$836,276$3,460/mo0.37
920252.2%-$2,991$850,191$3,340/mo0.34
920291.9%-$4,452$1,195,963$4,400/mo0.30