Ellicott City, MD — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.8%

Below average

Monthly Cash Flow

-$2,195

After all expenses

Price-to-Rent

18.4

Overpriced for rent

DSCR

0.44

Fails

📊 Key Metrics

Median Home Price
$725,497
Average Rent (3BR)
$3,285/mo
Price-to-Rent Ratio
18.4(high)
1% Rule
0.45%(fails — need 1%+)
Cash-on-Cash Return
-15.6%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Ellicott City for Investors

21043
Cap Rate: 3.3%Cash Flow: -$1,666/mo$640,215
21042
Cap Rate: 2.4%Cash Flow: -$2,725/mo$810,780

All Zip Codes in Ellicott City

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
210433.3%-$1,666$640,215$3,230/mo0.51
210422.4%-$2,725$810,780$3,340/mo0.37