El Cajon, CA — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.2%

Below average

Monthly Cash Flow

-$2,740

After all expenses

Price-to-Rent

20.8

Overpriced for rent

DSCR

0.35

Fails

📊 Key Metrics

Median Home Price
$842,712
Average Rent (3BR)
$3,150/mo
Price-to-Rent Ratio
20.8(high)
1% Rule
0.40%(fails — need 1%+)
Cash-on-Cash Return
-18.0%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in El Cajon for Investors

92019
Cap Rate: 2.6%Cash Flow: -$2,740/mo$878,757
92021
Cap Rate: 2.2%Cash Flow: -$2,670/mo$773,401
92020
Cap Rate: 2.0%Cash Flow: -$3,096/mo$842,712

All Zip Codes in El Cajon

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
920192.6%-$2,740$878,757$3,880/mo0.41
920212.2%-$2,670$773,401$3,100/mo0.35
920202.0%-$3,096$842,712$3,150/mo0.31