Edinburg, TX — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.1%

Below average

Monthly Cash Flow

-$384

After all expenses

Price-to-Rent

14.0

Investor-friendly

DSCR

0.65

Fails

📊 Key Metrics

Median Home Price
$212,493
Average Rent (3BR)
$1,310/mo
Price-to-Rent Ratio
14.0(good)
1% Rule
0.59%(fails — need 1%+)
Cash-on-Cash Return
-9.8%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

23.4%

Affordable

Section 8 Max Rent

$1,310/mo

3BR voucher payment

🏛️ TX Investor Climate

Landlord Friendly

9/10

State Income Tax

✅ None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

🏘️ Best Zip Codes in Edinburg for Investors

78541
Cap Rate: 4.4%Cash Flow: -$358/mo$212,493
78542
Cap Rate: 4.1%Cash Flow: -$384/mo$205,459
78539
Cap Rate: 3.8%Cash Flow: -$533/mo$244,577

All Zip Codes in Edinburg

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
785414.4%-$358$212,493$1,310/mo0.68
785424.1%-$384$205,459$1,220/mo0.65
785393.8%-$533$244,577$1,360/mo0.59