Dubuque, IA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.9%

Below average

Monthly Cash Flow

-$1,201

After all expenses

Price-to-Rent

22.9

Overpriced for rent

DSCR

0.30

Fails

📊 Key Metrics

Median Home Price
$333,010
Average Rent (3BR)
$1,205/mo
Price-to-Rent Ratio
22.9(high)
1% Rule
0.36%(fails — need 1%+)
Cash-on-Cash Return
-19.6%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Dubuque for Investors

52001
Cap Rate: 4.2%Cash Flow: -$379/mo$208,302
52002
Cap Rate: 2.3%Cash Flow: -$1,169/mo$342,545
52003
Cap Rate: 2.2%Cash Flow: -$1,172/mo$333,270

All Zip Codes in Dubuque

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
520014.2%-$379$208,302$1,250/mo0.66
520022.3%-$1,169$342,545$1,390/mo0.36
520032.2%-$1,172$333,270$1,310/mo0.34
520651.9%-$1,182$316,602$1,160/mo0.30
520451.8%-$1,220$322,240$1,160/mo0.29
520731.8%-$1,415$369,318$1,310/mo0.28
520531.7%-$1,291$332,751$1,160/mo0.27
520541.4%-$1,503$364,133$1,160/mo0.22