Cusseta, GA — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Cusseta, GA offers a 6.4% cap rate with median home prices of $142,588 and 3-bedroom rents of $1,170/month.

Cusseta offers solid returns for rental investors. With a median home price of $142,588, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,170/month, the 6.4% cap rate tells the story. At current prices and rates, expect to lose about $2/month — negative cash flow unless you put more down or find below-market deals.

The 1% rule comes in at 0.82% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.00 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Cusseta offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

6.4%

Above average

Monthly Cash Flow

-$2

After all expenses

Price-to-Rent

10.2

Investor-friendly

DSCR

1.00

Tight

Key Metrics

Median Home Price
$142,588
Average Rent (3BR)
$1,170/mo
Price-to-Rent Ratio
10.2(good)
1% Rule
0.82%(fails — need 1%+)
Cash-on-Cash Return
-0.1%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.5%(-0.8% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.6% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.83%

of assessed value (GA avg)

Median Income

$61,980

household (GA avg)

Rent-to-Income

22.7%

Affordable

Section 8 Max Rent

$1,170/mo

3BR voucher payment

GA Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.83% effective

Population Trend

+1.6% (3yr)

Best Zip Codes in Cusseta for Investors

31805
Cap Rate: 6.4%Cash Flow: -$2/mo$142,588
31805
Cap Rate: 6.4%Cash Flow: -$2/mo$142,588

All Zip Codes in Cusseta

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
318056.4%-$2$142,588$1,170/mo1.00
318056.4%-$2$142,588$1,170/mo1.00