Concrete, WA — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Concrete, WA offers a 7.6% cap rate with median home prices of $252,133 and 3-bedroom rents of $2,370/month.

Concrete offers solid returns for rental investors. Median home price sits at $252,133 — moderate by national standards, requiring a solid down payment but not out of reach. With 3-bedroom rents around $2,370/month, the 7.6% cap rate tells the story. Expect around +$244/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.94% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.18 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Concrete is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.6%

Above average

Monthly Cash Flow

+$244

After all expenses

Price-to-Rent

8.9

Investor-friendly

DSCR

1.18

Tight

Key Metrics

Median Home Price
$252,133
Average Rent (3BR)
$2,370/mo
Price-to-Rent Ratio
8.9(good)
1% Rule
0.94%(fails — need 1%+)
Cash-on-Cash Return
5.0%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
5.2%(+0.9% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+2% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.87%

of assessed value (WA avg)

Median Income

$82,228

household (WA avg)

Rent-to-Income

34.6%

Moderate

Section 8 Max Rent

$2,370/mo

3BR voucher payment

WA Investor Climate

Landlord Friendly

5/10

State Income Tax

None

Property Tax

0.87% effective

Population Trend

+2% (3yr)

Best Zip Codes in Concrete for Investors

98237
Cap Rate: 7.5%Cash Flow: +$244/mo$252,133
98237
Cap Rate: 7.5%Cash Flow: +$244/mo$252,133

All Zip Codes in Concrete

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
982377.5%+$244$252,133$2,370/mo1.18
982377.5%+$244$252,133$2,370/mo1.18