Columbia, MO — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
2.3%
Below average
Monthly Cash Flow
-$1,155
After all expenses
Price-to-Rent
20.5
Overpriced for rent
DSCR
0.36
Fails
📊 Key Metrics
- Median Home Price
- $339,272
- Average Rent (3BR)
- $1,380/mo
- Price-to-Rent Ratio
- 20.5(high)
- 1% Rule
- 0.41%(fails — need 1%+)
- Cash-on-Cash Return
- -17.8%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 3.8%(-0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +1.2% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
0.93%
of assessed value (MO avg)
Median Income
$61,043
household (MO avg)
Rent-to-Income
27.1%
Affordable
Section 8 Max Rent
$1,380/mo
3BR voucher payment
🏛️ MO Investor Climate
Landlord Friendly
7/10
State Income Tax
Has state tax
Property Tax
0.93% effective
Population Trend
+1.2% (3yr)