Coldwater, MS — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
3.8%
Below average
Monthly Cash Flow
-$528
After all expenses
Price-to-Rent
15.1
Overpriced for rent
DSCR
0.59
Fails
📊 Key Metrics
- Median Home Price
- $240,211
- Average Rent (3BR)
- $1,330/mo
- Price-to-Rent Ratio
- 15.1(high)
- 1% Rule
- 0.55%(fails — need 1%+)
- Cash-on-Cash Return
- -11.5%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 3.8%(-0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- -1.65% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
0.67%
of assessed value (MS avg)
Median Income
$48,610
household (MS avg)
Rent-to-Income
32.8%
Moderate
Section 8 Max Rent
$1,330/mo
3BR voucher payment
🏛️ MS Investor Climate
Landlord Friendly
8/10
State Income Tax
Has state tax
Property Tax
0.67% effective
Population Trend
-1.65% (3yr)