Coeur d'Alene, ID — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.6%

Below average

Monthly Cash Flow

-$2,262

After all expenses

Price-to-Rent

25.1

Overpriced for rent

DSCR

0.25

Fails

📊 Key Metrics

Median Home Price
$563,201
Average Rent (3BR)
$1,800/mo
Price-to-Rent Ratio
25.1(high)
1% Rule
0.33%(fails — need 1%+)
Cash-on-Cash Return
-21.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.6%(-0.7% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+6.05% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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Property Tax Rate

0.63%

of assessed value (ID avg)

Median Income

$64,930

household (ID avg)

Rent-to-Income

33.3%

Moderate

Section 8 Max Rent

$1,800/mo

3BR voucher payment

🏛️ ID Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.63% effective

Population Trend

+6.05% (3yr)

🏘️ Best Zip Codes in Coeur d'Alene for Investors

83803
Cap Rate: 1.8%Cash Flow: -$1,940/mo$502,029
83815
Cap Rate: 1.6%Cash Flow: -$2,262/mo$563,201
83814
Cap Rate: 0.7%Cash Flow: -$3,479/mo$735,215

All Zip Codes in Coeur d'Alene

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
838031.8%-$1,940$502,029$1,760/mo0.27
838151.6%-$2,262$563,201$1,870/mo0.25
838140.7%-$3,479$735,215$1,800/mo0.11