Coeburn, VA — Rental Investment Analysis
🟢STRONG— excellent cash flow marketData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Coeburn, VA has a median cap rate of 8.6%, making it one of the top cash-flowing rental markets in the United States.
Coeburn is one of the strongest cash flow markets in the data. With a median home price of $118,132, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,235/month, the 8.6% cap rate tells the story. Expect around +$217/month cash flow after mortgage, taxes, insurance, and reserves.
The market passes the 1% rule (1.05%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.34 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.
Bottom line: Buy here if you want reliable monthly income. Coeburn is a cash flow market — don't expect rapid appreciation, but the checks come in every month.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
8.6%
Above average
Monthly Cash Flow
+$217
After all expenses
Price-to-Rent
8.0
Investor-friendly
DSCR
1.34
Passes lender test
Key Metrics
- Median Home Price
- $118,132
- Average Rent (3BR)
- $1,235/mo
- Price-to-Rent Ratio
- 8.0(good)
- 1% Rule
- 1.05%(passes)
- Cash-on-Cash Return
- 9.6%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 3.8%(-0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +0.3% YoY
Property Tax Rate
0.8%
of assessed value (VA avg)
Median Income
$80,615
household (VA avg)
Rent-to-Income
18.4%
Affordable
Section 8 Max Rent
$1,235/mo
3BR voucher payment
VA Investor Climate
Landlord Friendly
6/10
State Income Tax
Has state tax
Property Tax
0.8% effective
Population Trend
+0.3% (3yr)