Chico, CA — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.7%

Below average

Monthly Cash Flow

-$1,369

After all expenses

Price-to-Rent

18.5

Overpriced for rent

DSCR

0.43

Fails

📊 Key Metrics

Median Home Price
$450,224
Average Rent (3BR)
$2,030/mo
Price-to-Rent Ratio
18.5(high)
1% Rule
0.45%(fails — need 1%+)
Cash-on-Cash Return
-15.9%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Chico for Investors

95978
Cap Rate: 9.8%Cash Flow: +$390/mo$135,589
95926
Cap Rate: 2.7%Cash Flow: -$1,330/mo$437,000
95928
Cap Rate: 2.7%Cash Flow: -$1,409/mo$463,449

All Zip Codes in Chico

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
959789.8%+$390$135,589$1,590/mo1.54
959262.7%-$1,330$437,000$1,970/mo0.43
959282.7%-$1,409$463,449$2,090/mo0.43
959732.5%-$1,617$502,826$2,160/mo0.40