Cape Girardeau, MO — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.5%

Below average

Monthly Cash Flow

-$299

After all expenses

Price-to-Rent

13.2

Investor-friendly

DSCR

0.71

Fails

📊 Key Metrics

Median Home Price
$195,266
Average Rent (3BR)
$1,260/mo
Price-to-Rent Ratio
13.2(good)
1% Rule
0.64%(fails — need 1%+)
Cash-on-Cash Return
-8.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.2% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.93%

of assessed value (MO avg)

Median Income

$61,043

household (MO avg)

Rent-to-Income

24.8%

Affordable

Section 8 Max Rent

$1,260/mo

3BR voucher payment

🏛️ MO Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.93% effective

Population Trend

+1.2% (3yr)

🏘️ Best Zip Codes in Cape Girardeau for Investors

63703
Cap Rate: 7.9%Cash Flow: +$155/mo$126,668
63730
Cap Rate: 4.8%Cash Flow: -$237/mo$177,501
63751
Cap Rate: 4.7%Cash Flow: -$284/mo$205,196

All Zip Codes in Cape Girardeau

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
637037.9%+$155$126,668$1,230/mo1.23
637304.8%-$237$177,501$1,170/mo0.75
637514.7%-$284$205,196$1,340/mo0.74
637644.3%-$314$185,336$1,140/mo0.68
637013.7%-$541$244,598$1,350/mo0.58
637852.9%-$793$274,580$1,290/mo0.46