Brownsville, TX — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.7%

Below average

Monthly Cash Flow

-$300

After all expenses

Price-to-Rent

12.8

Investor-friendly

DSCR

0.74

Fails

📊 Key Metrics

Median Home Price
$212,408
Average Rent (3BR)
$1,380/mo
Price-to-Rent Ratio
12.8(good)
1% Rule
0.65%(fails — need 1%+)
Cash-on-Cash Return
-7.3%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

24.6%

Affordable

Section 8 Max Rent

$1,380/mo

3BR voucher payment

🏛️ TX Investor Climate

Landlord Friendly

9/10

State Income Tax

✅ None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

🏘️ Best Zip Codes in Brownsville for Investors

78521
Cap Rate: 5.1%Cash Flow: -$186/mo$174,770
78520
Cap Rate: 4.8%Cash Flow: -$259/mo$190,483
78526
Cap Rate: 4.6%Cash Flow: -$341/mo$234,333

All Zip Codes in Brownsville

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
785215.1%-$186$174,770$1,210/mo0.80
785204.8%-$259$190,483$1,250/mo0.74
785264.6%-$341$234,333$1,510/mo0.73
785972.5%-$1,467$447,615$1,890/mo0.38