Berkeley, CA — Rental Investment Analysis

🔴POOR— negative cash flow likely

Cap Rate

0.7%

Below average

Monthly Cash Flow

-$6,245

After all expenses

Price-to-Rent

33.6

Overpriced for rent

DSCR

0.12

Fails

📊 Key Metrics

Median Home Price: $1,312,392
Average Rent (3BR): $3,315/mo
Price-to-Rent Ratio: 33.6(high)
1% Rule: 0.24%(fails — need 1%+)
Cash-on-Cash Return: -24.6%
Vacancy Rate: 8.0%

📈 Market Strength

Unemployment Rate: 5.3%(+1% vs national)
Rent Growth (YoY): +2.9%(national avg)
Population Growth: -1.2% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.71%

of assessed value (CA avg)

Median Income

$84,097

household (CA avg)

Rent-to-Income

47.3%

Stretched

Section 8 Max Rent

$3,315/mo

3BR voucher payment

🏛️ CA Investor Climate

Landlord Friendly

3/10

State Income Tax

Has state tax

Property Tax

0.71% effective

Population Trend

-1.2% (3yr)

🏘️ Best Zip Codes in Berkeley for Investors

94710

Cap Rate: 1.6%Cash Flow: -$3,963/mo$1,003,007

94708

Cap Rate: 1.0%Cash Flow: -$7,305/mo$1,635,194

94704

Cap Rate: 1.0%Cash Flow: -$5,183/mo$1,151,180

All Zip Codes in Berkeley

Zip	Cap Rate	Cash Flow	Home Price	Rent (3BR)	DSCR
94710	1.6%	-$3,963	$1,003,007	$3,410/mo	0.26
94708	1.0%	-$7,305	$1,635,194	$4,530/mo	0.16
94704	1.0%	-$5,183	$1,151,180	$3,140/mo	0.15
94703	0.8%	-$6,050	$1,294,408	$3,260/mo	0.12
94702	0.7%	-$5,600	$1,182,679	$2,890/mo	0.11
94709	0.6%	-$6,440	$1,330,376	$3,080/mo	0.09
94707	0.2%	-$9,234	$1,786,396	$3,420/mo	0.03
94705	-0.1%	-$10,765	$2,007,478	$3,370/mo	-0.01