Bartlett, TX — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Bartlett, TX offers a 6.6% cap rate with median home prices of $221,581 and 3-bedroom rents of $1,880/month.

Bartlett offers solid returns for rental investors. At $221,581 median home price, Bartlett is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,880/month, the 6.6% cap rate tells the story. Cash flow is modest at +$48/month — positive but tight. Rate increases or vacancies could flip it negative.

The 1% rule comes in at 0.85% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.04 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Bartlett offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

6.6%

Above average

Monthly Cash Flow

+$48

After all expenses

Price-to-Rent

9.8

Investor-friendly

DSCR

1.04

Tight

Key Metrics

Median Home Price
$221,581
Average Rent (3BR)
$1,880/mo
Price-to-Rent Ratio
9.8(good)
1% Rule
0.85%(fails — need 1%+)
Cash-on-Cash Return
1.1%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

33.5%

Moderate

Section 8 Max Rent

$1,880/mo

3BR voucher payment

TX Investor Climate

Landlord Friendly

9/10

State Income Tax

None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

Best Zip Codes in Bartlett for Investors

76511
Cap Rate: 6.7%Cash Flow: +$48/mo$221,581
76511
Cap Rate: 6.7%Cash Flow: +$48/mo$221,581

All Zip Codes in Bartlett

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
765116.7%+$48$221,581$1,880/mo1.04
765116.7%+$48$221,581$1,880/mo1.04