Albany, NY — Rental Investment Analysis
🟡MODERATE— average returnsCap Rate
4.1%
Below average
Monthly Cash Flow
-$578
After all expenses
Price-to-Rent
14.2
Investor-friendly
DSCR
0.64
Fails
📊 Key Metrics
- Median Home Price
- $293,448
- Average Rent (3BR)
- $1,655/mo
- Price-to-Rent Ratio
- 14.2(good)
- 1% Rule
- 0.59%(fails — need 1%+)
- Cash-on-Cash Return
- -10.0%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →🏘️ Best Zip Codes in Albany for Investors
All Zip Codes in Albany
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 12202 | 6.4% | -$4 | $175,860 | $1,440/mo | 1.00 |
| 12206 | 5.6% | -$148 | $220,358 | $1,630/mo | 0.87 |
| 12210 | 4.3% | -$431 | $252,546 | $1,550/mo | 0.68 |
| 12209 | 4.3% | -$462 | $264,398 | $1,610/mo | 0.67 |
| 12203 | 3.9% | -$694 | $334,229 | $1,900/mo | 0.61 |
| 12205 | 3.7% | -$739 | $329,857 | $1,810/mo | 0.58 |
| 12208 | 3.4% | -$796 | $322,499 | $1,680/mo | 0.54 |
| 12211 | 2.9% | -$1,398 | $475,096 | $2,200/mo | 0.45 |